Explaining the New ISA

ISAs are fairly well known throughout the world. They’re a commonly used form of savings account; in fact, the acronym ‘ISA’ actually stands for ‘individual savings account’. ISAs are preferred by many financial consumes because they are free from tax on interest, as well as dividends and capital gains. However, you may not have realised

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Getting Caught up in Pyramid Schemes

Have you ever been contacted by someone (often a friend or colleague) who has canvased an amazing business opportunity to you, and all you have to do is go to a free seminar to find out more information? Normally they will tell you about how it’s a great way to make money, and it doesn’t

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Self-Invested Personal Pensions Explained

If you’re interested in having more control over your pension savings, you may wish to consider a Self-Invested Personal Pension, or SIPP. A SIPP is sometimes referred to as a ‘do it yourself’ pension, because it allows you to choose which investments you put your savings into, and you can manage your savings conveniently online.

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Trying to stay under $100 per day

As I have noted in the past, my wife and I are going a bit crazy tracking every single dollar that we spend. The reason that we are doing this is so that we can enter into our new mortgage with heaps of confidence that we will be able to pay it back quite quickly

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The Lemonade Stand Book Review & Giveaway

Hi everyone – today I am doing a book review for a book called The Lemonade Stand by Shannon at The Heavy Purse. The first thing I want to say about this book is that I love the illustrations. It really helps a story to come alive when the pictures closely match what the content

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Getting your Car Serviced

Whenever you own a car you need to look after it and keep it well maintained to avoid having unexpected problems down the track. One of the main advantages of buying a new car is that the dealer gives you a new car warranty that normally lasts between 3 to 5 years depending on the

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Carpark Dishonesty

My wife and I went to see one of my son’s favourite entertainers last week. I took the day off work just for the event as I knew he was going to have a really good time of it and I really wanted to be a part of the fun and excitement. Anyway, we got

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When is the right time to buy a new mattress

I’m all about getting a good nights sleep, although it’s something that I regularly struggle with and it has a huge impact on your day to day ability to function. When my wife and I moved into our house 7 years ago we bought a new bed and a new mattress to go with it.

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Top 5 Unsual Things to Consider when Building a House

Building a house is a pretty big deal, and you want to get everything just right when you consider just how much money you are pumping into it. Most of you that have followed my blog for a while will know that my wife and I went through the process of buying land and then

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We’re under attack by Termites

I got home from work recently and my wife tells me that our next door neighbors had been over earlier in the afternoon to tell us that they had discovered termites entering their property. This isn’t great news considering how close our houses are to each other, and it leave me feeling very uneasy about

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Investing In Your Childrens Safety and Their Future

How often do you think about your children’s future? I think about it all the time, always assuming that my son Nicholas and I will do this or that, and how we will enjoy so many activities together. I can’t help it, ever since becoming a parent my view of the world has changed completely.

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Warning Signs that a Used Car is a Bad Investment

Buying a used car is a great way to save money, but at the same time it involves a certain degree of risk. You might save the cost of depreciation only to be walking into a minefield of impending repairs. Although most sellers are scrupulous, not all of them will be aware of the condition

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