Enjoying the new Carseldine Markets and Buying Local Produce

My wife and I went to the new Carseldine Markets on the weekend based on a recommendation from my boss at work. He said that it was bigger than he would have expected, and that they had a good range of different types of stalls to visit

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How to Get the Most Out of Your Pension

Pension management does not end when you start paying into your pension fund. It’s important to be as informed as possible when it comes to managing the money that will see you through the later years of your life. The basic state pension in the UK equates to below £10,000 per years, and this does

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Self-Employment: Initial Considerations

If you’re thinking about becoming self-employed, it’s essential that you’re aware of your legal responsibilities and the practical aspects of being your own boss. Self-employment allows for a great deal of creative freedom and can make your working life much more varied and challenging. If you have that all-important entrepreneurial streak and think that starting

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House and Land Update

So today I thought I would take a bit of time out on all the PF posting to give people an update on some happenings in my life – most notably that my wife and I are buying a new house

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Explaining the New ISA

ISAs are fairly well known throughout the world. They’re a commonly used form of savings account; in fact, the acronym ‘ISA’ actually stands for ‘individual savings account’. ISAs are preferred by many financial consumes because they are free from tax on interest, as well as dividends and capital gains. However, you may not have realised

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Getting Caught up in Pyramid Schemes

Have you ever been contacted by someone (often a friend or colleague) who has canvased an amazing business opportunity to you, and all you have to do is go to a free seminar to find out more information? Normally they will tell you about how it’s a great way to make money, and it doesn’t

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Self-Invested Personal Pensions Explained

If you’re interested in having more control over your pension savings, you may wish to consider a Self-Invested Personal Pension, or SIPP. A SIPP is sometimes referred to as a ‘do it yourself’ pension, because it allows you to choose which investments you put your savings into, and you can manage your savings conveniently online.

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Trying to stay under $100 per day

As I have noted in the past, my wife and I are going a bit crazy tracking every single dollar that we spend. The reason that we are doing this is so that we can enter into our new mortgage with heaps of confidence that we will be able to pay it back quite quickly

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The Lemonade Stand Book Review & Giveaway

Hi everyone – today I am doing a book review for a book called The Lemonade Stand by Shannon at The Heavy Purse. The first thing I want to say about this book is that I love the illustrations. It really helps a story to come alive when the pictures closely match what the content

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Getting your Car Serviced

Whenever you own a car you need to look after it and keep it well maintained to avoid having unexpected problems down the track. One of the main advantages of buying a new car is that the dealer gives you a new car warranty that normally lasts between 3 to 5 years depending on the

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Carpark Dishonesty

My wife and I went to see one of my son’s favourite entertainers last week. I took the day off work just for the event as I knew he was going to have a really good time of it and I really wanted to be a part of the fun and excitement. Anyway, we got

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When is the right time to buy a new mattress

I’m all about getting a good nights sleep, although it’s something that I regularly struggle with and it has a huge impact on your day to day ability to function. When my wife and I moved into our house 7 years ago we bought a new bed and a new mattress to go with it.

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