The great housing ripoff

On Sunday my brother asked to come over and discuss building houses with me. He was just starting out and wanted to know some of the key considerations he should be aware of prior to starting on the journey. Having just started to go through the building process again, everything was fresh in my mind

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Measuring Expenses as a Percentage of Your Income

Something I have found myself doing more and more recently, has been to measure my expenses as a percentage of my total after tax income. That might not make a whole lot of sense to everyone, so i’ll give you an example to help clarify what I mean

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What Life Insurance Policies Won’t Cover

Many people are aware that life insurance companies may or may not cover a person due to a terminal illness. However, there are other exclusions they have such as death via suicide, being a smoker, the term of the policy, and illegal activities. Read on to discover why life insurance companies have the right to

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My Christmas Giving Challenge To You

It’s Christmas time yet again, and this year I wanted to do something a bit different – and I want you to join me. It’s no secret that I hate the commercialisation of Christmas and all the waste associated with it. I’m also cognisant that everyday my son is learning more and more from my

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Worst Storm in 30 Years Smashes My Home Town of Brisbane

While my wife and I were away on holiday (about 2 hours north of Brisbane) the city got pelted by the worst storm in 30 years. It was so severe that my wife and I decided to leave our holiday a night early (we had to leave at 10am the next morning anyway) to ensure

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Why you need to go on holidays

I’ve just been on a 2 week holiday away from work, and let me tell you – it was great! I managed to only log onto work the one time, and that was to request additional leave from my boss. So today I thought I would commandeer my normal Monday post to reflect on why

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Investing, Gambling, and Entertainment in Personal Finance

Hi everyone, today I have a guest post for you. To many people, Investing, Gambling and Entertainment might seem like activities with clear boundaries. Everybody knows the difference between them, right? Well, the reality is that each one of these pastimes can look very much like the other. When figuring out how to use your

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Do you do comparisons before selling assets?

With all the excitement in my life lately with our house sale, I thought it might be a good time to review the importance of doing a through market comparison before making decisions regarding selling an important asset. In my case we sold a house, which was the most valuable asset that my wife and

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We’ve almost sold our house

It’s been a hectic last couple of weeks around here. Between getting our house ready for sale, buying a new block of land, building our new house, going to work, operating our online businesses and planning for our holiday (i’m on holidays now) things have been super crazy. I’m so glad that everything is finally

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5 Things You Should Know Before Refinancing Your Home Loan

Refinancing your home loan could be one of the best financial decisions you ever make. From helping you consolidating your credit card debt to choosing a better home loan – refinancing your home loan can be surprisingly simple. However, before you make the decision, here are five things you should know

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How Getting The Right Home Loan Can Save You Money

If you want to get into the property market there is a good chance that you will need to borrow money from a financial institution. I recently had to do this in order to finance the house and land that my wife and I recently purchased. For many people the whole loans process can seem

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Selection Process For Our New Home

Last week I spoke about how we started the process of building our new house. Today I am continuing with the next part of the series, which is all about the different selections we had to make with the design consultant. I must admit, I forgot just how many things needed to be selected when

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