Sickness Strikes AGAIN!

I swear, ever since having kids I get sick almost every second month. It’s hard to believe that it can make such a big difference, but as I sit here expelling mucus i’m painfully aware of just how frequently we seem to be getting sick these days. It’s not a lot of fun, but it’s

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Home Improvements That Keep Costing Money

As many of your will be aware, my wife and I moved into a new house about 9 months ago. We decided that we would spend a bit extra to get the house we wanted, rather than making do on many of the things we did in our first house. Unfortunately not everything went to

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Outsourcing Time Consuming Low Value Work

Something I think that I do quite well is managing my own time. I hate being bored and I also detest doing things I feel are either not enjoyable or unproductive, so when I find myself doing something that meets one of the above criteria it really bothers me. You might be interested in knowing

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The Importance of Having Auto Insurance

When it comes to personal finance, nothing is more important than protecting your assets and ensuring you aren’t taking unnecessary financial hits when they can be easily avoided. This is why auto insurance is so important. The idea behind any insurance plan is to protect your finances in times when they need the protection. Car

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Splitting the cost of a vacation

It’s my mothers 60th birthday soon and she decided that she wanted the family to all go away to celebrate. I thought it was a great idea, as some of my fondest memories are when the family went away for a week or two, although these days things are a bit different as I’m not

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To Bike Or Not To Bike – That Is The Question.

It seems that no matter the day or time, whenever I leave to go to work I end up getting stuck in traffic. Morning after morning, it’s more of the same thing. Some mornings I will take 30 minutes to get through it, others it can be over an hour – it sucks!   Obviously

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The Unlimited Overdraft Facilitiy

In Australia this week there was an interesting story that captured my attention. You can read the article here, but the short version is that one of the big 4 banks over here in Australia (Westpac) provided a student with a bank account with a 4 million dollar overdraft facility. I assume it was an

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Standing out and getting ahead as a modern freelancer

After the 2014 recession, self employed individuals reached their highest numbers in the UK, leading to a marketplace flooded with contractors and freelancers. But while many became freelancers out of necessity, during those difficult years, digital and social changes to the modern working life have reshaped the outlook for those who are self-employed

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Is Your Business Making A Profit?

You would assume that business owners would understand the finances of their businesses intimately and know exactly how much profit (or losses) they are generating, but it’s not always the case

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Getting Ripped Off By Overseas Companies

If you’ve ever lived in Australia before you would know that everything’s super expensive. Our houses are expensive, internet connections are expensive, utilities are expensive, food’s expensive, clothing’s expensive and it seems even things with very little cost associated to them, like digital downloads are also expensive. I have no idea why everything is so

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Why does every company need a blog?

In the past decade just about every kind of business has benefited from the internet allowing them the unprecedented ability to sell their products and services in the online marketplace. 

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Potty Training To Save Money

Potty training is always something we’ve wanted our son to master pretty early on, but for one reason or another it didn’t all really click until recently. In fact, it all happened so fast after he started knowing what to do that in no time at all he went from basic potty training to being

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