What better way to celebrate Valentine’s Day than to receive the adoring affection of your partner without dipping into the depths of your wallet?
An impossibility, a mere pipe dream, surely? Not entirely.
It may come as a surprise (it may not), but you could deliver the perfect Valentine’s Day gift for your loved one with little or no impact on your finances.
Too good to be true? Take a look at this list of cost-effective Valentine’s Day gifts and see if you can take advantage of these alternative treats – after all, your beau has probably had their fill of chocolate and flowers.
1) A love poem or list
Pour your heart out and write your loved one a long and meaningful poem – basically informing how much you love (or like) them. This is an especially effective gift for those who aren’t renowned for showing communicating their feelings via the more conventional method (talking).
Alternatively, how about writing a list titled “Top ‘x’ Reasons Why I Love You”? Just remember, the longer the better, you don’t want to offend them with your three measly reasons that includes “because you do the washing up”.
2) A photo album
Create a collage of images of you and your partner and place them in a scrapbook. Try to include those that are most memorable to you as a couple like special events, occasions or celebrations. With the majority of snaps instantly digested in a digital format these days, it’s always handy to have a physical copy of photos to browse while fondly reminiscing.
3) Cook a romantic meal for two
Is your partner always the one cooking for the two of you? Offer to give them a break and prepare a romantic meal for two. You know, with candles and everything. Maybe a few rose petals too if you fancy going a bit OTT. Most top notch restaurants are fully booked and vastly populated on Valentine’s Day anyway so having your own private meal in the comfort of your own home will offer a pleasurable alternative (just don’t burn anything).
4) Return to a special place
Take your partner back to a place that could evoke happy memories of your previous time together. Perhaps where you met for the first time or where you enjoyed your first date? For added suspense, you could even blind fold your partner (without looking like you’re about to kidnap them) before unveiling your special destination.
5) Massage
Offer your other half a stress relieving and tension reducing massage – at least that’s what the aim will be. Go through the full works – perhaps assisted by relaxing background music – shoulders, back, legs and feet. Just remember – be gentle. Attaining pulled muscles or bruises aren’t renowned for being particularly romantic gestures.
6) Household chores
Complete all the typical household chores without your spouse lifting a finger – only if that’s not normally the standard practice, of course. Otherwise it’s not really a gift is it?
7) Sing them a song
Cheesy? Yes. But sometimes cheesy works. Pick a song – or even write one yourself if you’re feeling creative (brave) – and dedicate a moment to deliver it with panache. Can you play an instrument? Even better. This should be fairly straight forward then, right? As long you have some sort of singing voice – otherwise ignore this paragraph altogether.
8) Home made card
Why restrict yourself to the pre-written messages inside a typical Valentine’s Day card when you can make your own? Use some coloured pieces of card or the computer to design your customised gift and insert your own personal loving note inside. Remember to put some effort into it though to make it completely unique – you’ve avoided the last minute trip to the petrol station to pick one up, after all.
9) Post-it notes
Spread post-it notes with heartfelt messages around your home that will catch the visual attention of your partner. For instance, the inside of a cupboard door, on the fridge, in the fruit bowl, on their pillow – you get the idea.
10) Create a custom CD
Write a CD with a custom track list of your partner’s favourite tunes – or even a collection of romantic love songs to play throughout the day.
11) Bake a cake
Instead of buying your loved one a selection of sweets, if you have the ingredients to hand, then why not bake your partner a Valentine’s Day-themed cake?
So, there you have it. Eleven ways to spend as little money as possible this coming Valentine’s Day and still put a smile on your loved one’s face – what more could you want from an article?
Author Bio: Matthew Wood is a content developer with an eye for producing worthwhile, engaging and informative blog posts on a variety of topics. Matthew is contributing this guest post on behalf of CBC International – a Debt Collection and Debt Recovery specialist.




I enjoy the chores idea. It is not only a relief but also a way for the other to show that his/her work is valued and appreciated around the house.
Pauline recently posted..Game on, please vote!
I agree Pauline. Sometimes people can take that stuff for granted.
Great tips for Valentine’s day. I do a lot of chores for that day along with cooking dinner at home.
Debt Roundup recently posted..The Best No Annual Fee Credit Cards of 2013
I try to just keep doing my chores rather than doing them just on that day, but I know what you mean.
I’ve never understood how some girls think that if you don’t get heart shaped jewellery/candy/teddy bears, your partner must not love you! This list is way more personal and meaningful than anything mass produced you can buy in a shop.
My partner and I cook each other dinner – one does the main meal, the other dessert – and that’s always special to me.
Sophie recently posted..What’s for dinner? Broccoli!
I really like that idea! Thanks for sharing
Defiantly some great ideas there Glen. I plan to have my kids make their own valentines, I feel they get into that more than just giving a $5 Hallmark card.
Chris @ Stumble Forward recently posted..How to Live Debt Free For Life – 4 Things To Help You Make The Change
I hate the whole Hallmark card thing. It just seems to impersonal.
Coupons for chores are a wonderful and free gift idea. This year I’m going to make the boyfriend a bunch (dog walks in the rain, foot massage, cleaning the bathroom, unloading the dishwasher etc.). I love getting handwritten cards from the bf, hoping I’ll get one this V-day.
KK @ Student Debt Survivor recently posted..My $30,000 Student Loan Mistake
I think that is a great idea too. I think you should do one for picking up dog doo in the backyard :p
Great suggestions for a cheap and memorable valentine’s day!
Alex recently posted..Happiness Experiment 39: Eat the Rainbow Day 2
Hey guys,
Thank you for all the kind comments. And thanks to Glen for publishing!
While you won’t find me singing songs anytime soon, I love the ideas! I actually did the photo album last year (not sure how I stumbled on a romantic idea…guess I got lucky). It was one of the best gifts she’s received and still sits on our end table in the living room.
AverageJoe recently posted..The Power of Big, Fat, Audacious Goals
You smoothie! Perhaps you should change your name from Average Joe to Romantic Joe?
I’m going to “accidentally” leave this page open for the bf to see
Thanks for the great tips!
Girl Meets Debt recently posted..Love Coupons
Great idea, hopefully you have a great Valentines day
These are some great ideas and have used a few of them in the past. Something homemade or doing something together is always a hit.
John S @ Frugal Rules recently posted..Why You Should Just Say No to Refund Anticipation Loans
I agree, I would much rather spend time together than do the whole present thing.
Those are some great ideas! We personally don’t celebrate it, but I would definitely enjoy those more than some over-priced flowers and chocolates!
Vicky recently posted..Portfolio Update – January 2013
We are the same Vicky. Although I don’t think I would say no to chocolates…
Great post dude.. I am a bit of a romantic at heart and like to make a special effort!
Afterall… my time is priceless!!
Savvy Scot recently posted..Top Money Saving Tips for Appliances
You must have a really lucky partner then. I’m feeling sorry for mine all of a sudden…
Great ideas! I love making the heart shaped cake and the homemade Valentine’s Day cards.
Tackling Our Debt recently posted..Great Ways to Express Your Gratitude By Complimenting People
How good does that cake look? As soon as I saw it I wanted a piece.
Great list! I’m all about the hand-written, DIY and heartfelt gift options. Sometimes the best gift is your undivided attention and time!

The Happy Homeowner recently posted..I Quit the 9-5…Forever
I like the gift of time, I think it shows you really care and want to take the time to do something for the other person.
I was actually going to write a post about writing a love poem for your Valentine. However, I re-read a poem that I thought was great and was pretty embarrassed by it. Still, poems melt my sweetie’s heart.
Justin@TheFrugalPath recently posted..My Quest for Financial Independence
I have never been one for poetry, I just don’t have that skill set i’m afraid.
You should post it so we can all see your hidden talent.
Nice post, sweet sentiment…
It’s a shame that so many people equate ‘care’ to ‘value’ but, as long as we’re shackled within the balls and chains of this abysmal monetary system, that’ll probably remain!
In a sense – the focus on ‘value’ and cost has somewhat drained the personal input of people; they’d sooner buy the newest gadget as a shortcut than put any thought or creativity in to it, BUT, that isn’t to say there is never thought or creativity in value.
I think the real magic mix is when you bring the two worlds together as, whilst I basically implied it’s a crude notion to consider care equatable to value… there is some logic to the idea, as, we live with money, we buy things we want, need or care about and what we choose to spend it on, or who, and how much, can indicate an underlying basis of care, or if there is any. It can also be a cheap mask of course.
Overall, I’d like to give my girlfriend something of value that will blow her away a little, but embed INTO it my personal thoughts, ideas or creativity… and, there’s an infinite number of ways you could do this. Sometimes simple is beautiful.
Anyway, nice article, and nice list.
Nick @ BayCrazy recently posted..Fit Mind, Fit Finance – Part 2 of 3: Health