Retirement Archive

Have you got lost Superannuation

Superannuation isn’t something most people think about very regularly, although for many, it’s the only retirement savings they will ever have. Considering your superannuation is topped up every time you get paid, it’s a bit surprising that more people don’t take an active interest in it

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Preconceived ideas about what work should look like

I was at a retirement function last week for a colleague who had worked for the same company for 55 years. What an effort! It’s something that’s highly unlikely to be repeated any time soon, if ever at all, but it’s also something that i’m not sure I would want to be celebrating

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Finding New Opportunities For Financial Independence

I’ve got a question for you – What are you doing to help you achieve financial independence? Have you set yourself some goals? Do you work towards it everyday, every week, or every month

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Want to Retire Early? Become a Police Officer

Not many professions these days allow you to retire after just 20 years with a comfortable pension and benefits. But if you want to retire early with a pension that will allow you to live comfortably, continue supporting your family, and maybe even travel, you should consider becoming a police officer. Police officers in most

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How to Get the Most Out of Your Pension

Pension management does not end when you start paying into your pension fund. It’s important to be as informed as possible when it comes to managing the money that will see you through the later years of your life. The basic state pension in the UK equates to below £10,000 per years, and this does

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Explaining the New ISA

ISAs are fairly well known throughout the world. They’re a commonly used form of savings account; in fact, the acronym ‘ISA’ actually stands for ‘individual savings account’. ISAs are preferred by many financial consumes because they are free from tax on interest, as well as dividends and capital gains. However, you may not have realised

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Do You Use a Financial Planner?

Lately I have been wondering just how many people use financial planners. For me personally, I have never engaged the services of one as I feel like I know more than enough about planning for my own financial future as well as about general money management

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Generation Slavery

Here in Australia there is a problem. It’s a big problem, nay, a Super problem, with a lot of super big consequences. Like the Treasurer Joe Hockey, I’m talking about compulsory superannuation and retirement in Australia

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Changing your views on money and becoming financially literate

I’m sure that everyone knows someone that is struggling financially. It isn’t fun, and for some reason money is often considered one of those taboo topics where no one really likes to admit there might be a problem, or as for help if they need it. Quite often people don’t even realise they have an

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Working to Death – Leave the retirement age alone!

Last week in Australia there was a heap of talk around how the retirement age in Australia should be raised to 70 years of age. Apparently the productivity commission has recommended to the government that they should lift the retirement age, increase taxes and take a slice of a pensioner’s home to pay for Australia’s

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Experiencing Life After Debt

Reflective post incoming — It has recently come to my attention that if my wife and I sold all of our investments and pooled our savings accounts that we would be 100% debt free. I’m not going to lie, it’s a pretty exciting prospect. However, it also means that we are entering another chapter of

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Australian Superannuation Investment Options

Today I am going to run through my superannuation investment strategy by comparing the different superannuation investment options available with one of the funds that I have money with. The reason why I am looking into this is because a colleague at work recently became interested in how his superannuation was performing, and he was

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