Merry Christmas everyone! I’ve decided to take a small break until the new year. Thanks for following along with me throughout the year, I hope what I talk about has helped you in someway and that you will continue following me next year as I refocus on managing debt on a single income.

So to everyone reading this – please enjoy yourself, but remember to be both safe and frugal, and I will see you back here for on the 5th of January for an awesome 2015!